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How to Buy a Mountain Bike Online

Posted by in Health

bikersSo you’ve decided to buy a mountain bike online? This is definitely becoming more common, as the prices are typically lower and you have a larger selection to choose from.

However, shopping for bikes on the internet does have its downfalls. For one, you can’t take it for test ride to see if it’s comfortable and suits your riding style, although many mountain bikes being sold online do come with a money back guarantee.

Below are some tips to help you buy a mountain bike online with the least amount of hassle.

Research

The first step to find the right bike for your needs is to conduct some research. This includes looking at the popular brands currently being sold on the market, while at the same time thinking about what type of material you would like the bike to be produced from. For example, most bikes are produced from either titanium, carbon fiber, aluminum or steel.

You should also consider the type of suspension that would fit into your riding style. More suspension does cost extra money, but if you plan to put your new bike through its paces in an off-road mountain bike trail then as a general rule the more suspension the better.

Review

Once you’ve decided what type of bike you might like to purchase, the next step is to start looking at online reviews from independent and third party sources.

A website like freshmtbreviews.com is usually a good place to find out the pros and cons of each model, or you could simply do a Google search for “make and model” + “review.”

Compare prices

After reading a few reviews you’ll no doubt come to a decision about which mountain bike to buy. The next step is to compare prices, as it’s very common to find the bike you are looking for much cheaper when you shop around.

A good place to start is Amazon, as they are very trustworthy and typically have some of the lowest prices on the internet.

Shipping time

Before pressing the buy button it’s a smart idea to see what kind of shipping time to expect. At the end of the day, you don’t want to be waiting around for weeks, or even months to receive your new bike, which means if the shipping is going to take a long time then you are probably better off looking elsewhere.

Ideally, it shouldn’t take the retailer more than a few days to ship the bike directly to your front door.

The Many Different Ways to Invest in Gold

Posted by in Money

investmentsIf you’ve seen those cash for gold companies advertising on the TV and in magazines then you’ll realize that the industry of gold is currently experiencing boom times. It seems that with each passing year the price just keeps getting higher, which makes it an excellent precious metal for you to invest some money in and diversify your portfolio.

What is the best way to invest in gold though? Here are a few different options for you to consider…

Gold bars

Without a doubt, the most popular method of investing in gold is through gold bars. The reason? Because it’s very straight forward and gold bars can easily be sold once you want to cash in on your investment. You can buy gold bars very easily online, although before spending your hard earned cash make sure you choose a reputable dealer.

Gold coins

Another popular way to invest in gold is with gold coins, especially for people who are on a low budget and just want to buy a small amount at first. There are many different coins for you to choose from, so make sure you shop around before coming to your final decision You might also want to check out an auction site such as eBay, as they are well known for having a selection of gold coins at great prices.

Gold certificates

Want to invest in gold without the hassle of looking after it? In this of scenario, gold certificates could very well be the perfect option for your needs as you get to own gold on paper, and any time you want to cash out you can. It’s a bit like being a silent partner in a gold business, without all of the hassle of storing it.

Gold stocks

For people that are familiar with the stock market then gold stocks could very well be a good way to invest in gold. However, if you have no experience in this world then it’s probably a good idea to stay well away, because the stock market is a dangerous place where your money can be lost in seconds. Only buy gold stocks when you have insider knowledge or connections that gives you an advantage.

Gold futures

Investing in gold futures is so complicated and risky that it’s hard to recommend them. Many people have lost money with these type of gold investments, and if you don’t want to take the same path then you might want to give them a miss. With that being said, with great risk does come great reward, and there is the potential to hit it big if you know what you’re doing.

Don’t Start a Hotel Business Until You Read This…

Posted by in Money

hotel roomAre you interested in starting your very own hotel business? Perhaps you are tired of working for a boss and you want to finally work for yourself? Or maybe you just have a keen interest in the hotel sector and think you have spotted a gap in the market that will make you a lot of money for years to come?

Whatever your motivation, you should read the following information written by our hotel experts, as it could mean the difference between success or failure.

The type of hotel

Before going any further it’s essential that you decide on the type of hotel you want to open. As an example, you could open a B&B, a budget hotel, a hotel near a busy airport, or a resort hotel. There are many different options out there so make sure you do some research before coming to a final decision

Get funding or investment

It’s often hard to get a hotel business off the ground with minimal money, which is why looking for funding or outside investment is typically a good way to move forward.

Options to secure the money you require include going to a bank or loan company for the money, getting a government grant, seeking cash from family and friends, or finding an Angel Investor who is prepared to put in money as a silent partner.

Hiring staff

Running a successful hotel has many different areas, and for this reason, there is no way that you can do it on your own. Do you really expect to be able to check-in guests, clean rooms, serve food and drinks, and balance the books all by yourself? It’s highly unlikely.

This is why hiring staff is such an important part of the hotel industry, and why you should be prepared to pay them well so that everything keeps running smoothly.

Hotel software

As well as hiring staff you also need some good hotel software to make sure the hotel is organized and mistakes are kept to a minimum. A good software program is www.anandsystems.com who have been supplying hotel owners with top class software for many years and have a great reputation for always delivering the best.

Through this kind of software you are able to more easily manage things such as reservations, room occupancy, sorting jobs that need to be completed, your accounts, cash flow, and all of the general day-to-day tasks that should be automated so you don’t have to think about them.

Tarot Reading – Is it all Just a Big Scam?

Posted by in Lifestyle

tarot cardsInterested in trying out tarot reading but concerned that you might get scammed? Unfortunately, scam artists are a big problem in this industry which means you need to be extra careful about who you spend your money with.

Don’t get the wrong end of the stick here…there are many tarot readers who are genuine, trustworthy, and very skilled at what they do, so don’t avoid the industry altogether.

Here are some signs that you might be about to be scammed by a rogue tarot reader:

Trying to get information

If you’ve just paid for a tarot reading and all they do is ask you constant questions about yourself then you have probably been scammed.

They are basically trying to get as much information out of you as possible, so they can then use that information in your reading.

Know this: a skilled tarot reader will not require any, or very little information about you.

High pressure sales tactics

Have you been getting cold calls, emails, or letters from people claiming to be a tarot reader? Do these people use high pressure sales tactics to try and get you to book a session and spend money?

If this is the case then you are almost certainly dealing with scammers who only want to get you to spend as much money as possible. Avoid.

Monthly fees

A new scam in the tarot reading world is to offer you a free reading initially but then charge you a monthly fee for 1 on 1 contact with the tarot reader on a regular basis.

For example, you might be able to contact them on Skype or through email. The only problem is once you have signed up to the service it becomes very hard to get any communication from the tarot reader, and worse yet, it’s even harder to cancel the monthly payments.

If you do sign-up to any kind of monthly service then make sure you do your research before, and if you proceed only use a credit card so you can contact the credit card company to stop payments and get your money back if you need to.

Pick pockets

In large cities such as Barcelona, London, and Rome you will very often find so called “tarot card readers” on the street who are willing to give you a reading right away for a small fee.

They use this to distract you, and when in the middle of a reading one of their friends will attempt to pick your pocket or steal your bag.

The message is simple…never agree to a tarot reading on the street with somebody you have never met before.

Seven Ways to Save Energy

Posted by in Money

home energyIf you want to save energy around the home to cut your utility bills and help the environment, then you must realize that it’s the small things that make the biggest differences.

The seven ways to save energy below all focus on simple changes you can make immediately to bring a real difference into your life.

Change energy companies

The most obvious way to save energy is to compare energy companies and then change to a company who uses more greener sources of energy such as solar and wind power.

Get a programmable thermostat

A quick way to reduce heating bills by around 10% is to get a programmable thermostat. This allows you to drop the temperature when you are not in the house.

Install insulation in the attic

When you consider that the majority of heat is lost through the roof of a house, then installing insulation in the attic is an easy choice. Some reports claim that installing approximately 14 inches of insulation could help to reduce heating costs by as much as 25% a year.

Place trees and bushes near windows

A nice little trick to reduce cooling costs in the winter is to place trees and bushes near windows so the sun has a harder time shining through into your house. When done right this will significantly cool your house during those summer days, so you can save both energy and money.

Prepare for the winter

Do you want to save energy during the winter? If so then there are many different things you can do. For example, wear extra clothing instead of turning on the heating, board up certain windows to stop the heat from escaping, and put rugs on hardwood floors to stop your feet from getting too cold.

Take a shower the “low-flow” way

One of the main ways you can overuse energy in the house is using too much water when taking a shower. Fortunately, the solution comes in the form of a “low-flow” showerhead. It doesn’t reduce the water pressure so you can still enjoy the same kind of shower, but it does reduce the amount of water used.

Stop using the oven so much

Many people get into the habit of using the oven for cooking just about everything, but what they don’t know is that it often uses 75% more energy than other cooking appliances. For this reason, start using appliances such as a microwave, slow cooker, and toaster oven more often, and try to reduce your oven usage down to a few times a week rather than every day.

How to Ensure Optimum Heart Health

Posted by in Health

heartYour heart is the foundation of your body, which means you should do everything in your power to make sure it is running smoothly and efficiently. Unfortunately, millions of Americans don’t pay enough attention to their heart and cardiovascular system, and this is why they end up suffering from heart disease, high cholesterol, high blood pressure, and strokes.

With this in mind, it’s important that you take the steps necessary to ensure you have optimum heart health. Read on to find out more…

Monitor blood pressure on a regular basis

To give yourself the best possible chance of maintaining a healthy heart you should purchase a blood pressure monitor for your home. This allows you to monitor your blood pressure on a regular basis and see if it is going too high. Long term high blood pressure can damage the blood vessels, which then leads to problems with the heart.

Exercise every day

If you don’t exercise every day then you are at a greater risk of developing heart problems. Interestingly, medical professionals recommend that you only require 30 minutes of moderate exercise a day, so it shouldn’t be too hard to integrate an exercise routine into your daily schedule. A good idea is to play a sport that you enjoy such as tennis or to join a martial arts class like karate.

Get the right nutrition

When your daily diet consists of foods such as pizza, fries, kebabs, and hot dogs then you can’t expect to maintain a healthy heart. For this reason, it’s essential that you get the right nutrition that your body needs, and then commit to making this your new diet.

As an example, you could have a smoothie in the morning that includes fruit, oats, and spinach, and then have a sandwich for lunch with chicken breast and wholemeal bread. For dinner, salmon, vegetables and potatoes could be a good choice, followed by some fruit as a snack a few hours before you go to bed.

Take suitable supplements

As well as getting the right nutrition from your food, you must also consider taking suitable supplements that can enhance your health and give you optimum heart health. Coq10 supplements are popular right now and you can find them here http://www.amazon.com/Purely-Holistic-CoQ10-Coenzyme-Supplement/dp/B00T7KHCM8/, as well as garlic tablets and fish oil tablets. Just make sure you always read the label before buying any supplements.

Regular visits to the doctor

Following the above steps will give you the best possible chance of optimum heart health, but that doesn’t mean you can avoid going to the doctor. We recommend regular visits to the doctor so they are able to give you a checkup and offer advice.